Tier 2: Strategic Planning - Borrowing & Eligibility Protection

For families making serious financial decisions or navigating eligibility concerns.

Includes:
✔ Everything in Tier 1
✔ Student loan borrowing strategy consultation
✔ Subsidized vs. unsubsidized analysis
✔ PLUS loan risk discussion
✔ Enrollment change & SAP eligibility review
✔ Basic repayment projection

Best For: Families who want disciplined borrowing and proactive risk management.